Tuesday, December 4, 2007
Well, so much for all my big talk about 07 being the best year ever! We lost our house in foreclosure and I took a job in FL. I know in my past blogs I said that was what we wanted to do but now I'm not so sure. I really hate the computer field but right now it's helping with the family income. Grandpa came to live with us and misses having his own house. We seem more broke than ever. Got behind on a lot of bills and you know what happens then - the monthly payments go sky high. So I started doing Pampered Chef again to make extra money to use for getting out of debt. I won't say this will be the year we get out of debt but I'm going to go slow and steady and just do the best I can. Hubby finally got a job. Doesn't pay much but it helps. He has an interview in two weeks for a different job with better pay and benefits so we'll see how that goes. I miss my real estate business so much and wish that I could find a way to do it again. Right now I can't afford to get my license in FL until we get our bills straightened out. I guess that time will tell and we'll get straightened out eventually. Until then I feel trapped by my life again as if there is a noose around my neck dragging me down. I'm trying to workout as often as I can and it helps a lot with the depression. I feel sometimes like I could just go lay in the bed and sleep for hours and not care what is going on around me. But that is not a good attitude so I get up and go to work just to pay the bill collectors. It will all get done sooner or later though - we just have to keep plugging away.
Saturday, April 28, 2007
Little Better
Well, so far this month has been a little better. I thank the Lord for his blessings. I wrote a contract for some people who came in during floor duty. They are just the nicest people. Also my MIL home in FL has a contract on it and I will get a referral fee if it closes. I won't get up my hopes because they had one on it before but it fell through. Plus I'm working with another client who is buying some land and some other clients who are going to list their home with me and when it sells, buy a home with me. So if all goes well things might improve. My friends from FL keep calling wanting me to come home. I would put my house on the market and go in a heartbeat but I can't leave my Mom all by herself here.
Okay, so now I need to get the butt in gear and get some working out going on. I'm tempted to give Power 90 a try again because after about the first 16 days I start to see results but it is soooooooooooooooo boring. I believe I could start tomorrow and take Saturdays as my rest day? We shall see how it goes. It's just so hard to stay up til 9:30 or 10:00 at night and wake hubby up at 4 am then go back to sleep and then get up at 5 to workout. Sounds like I need a little self-discipline?
The mortgage company denied our request for a loan modification due to insufficient income??????DUH isn't that why you ask for these programs and why they are offered? I guess I'll have to call them and the car loan people to ask for an extension until end of May. It's rough right now. One place had a job opening that was exactly my job position in FL and I was qualified for it but didn't apply. It would mean leaving at 7 am and not getting home til 7 pm every day so I would never see my family. Life is tough but we'll make it I'm sure. I'll keep you posted.
Okay, so now I need to get the butt in gear and get some working out going on. I'm tempted to give Power 90 a try again because after about the first 16 days I start to see results but it is soooooooooooooooo boring. I believe I could start tomorrow and take Saturdays as my rest day? We shall see how it goes. It's just so hard to stay up til 9:30 or 10:00 at night and wake hubby up at 4 am then go back to sleep and then get up at 5 to workout. Sounds like I need a little self-discipline?
The mortgage company denied our request for a loan modification due to insufficient income??????DUH isn't that why you ask for these programs and why they are offered? I guess I'll have to call them and the car loan people to ask for an extension until end of May. It's rough right now. One place had a job opening that was exactly my job position in FL and I was qualified for it but didn't apply. It would mean leaving at 7 am and not getting home til 7 pm every day so I would never see my family. Life is tough but we'll make it I'm sure. I'll keep you posted.
Wednesday, March 28, 2007
Well like I said in my last post this year hasn't gone well. We are not in worse financial straits than before. I haven't made one sale with my new company and have lost a couple of buyers and sellers to more experienced agents. Yesterday we found out that we are now in a buyers market. In the last 30 days 333 properties were on the market and only 47 sold. NOT GOOD! I continue to get unprofitable leads from the lead generation company I pay for leads from. I also signed up to get more leads from another company and they won't answer the phone calls or the emails from me so I'm going to have to cancel that company as I can no longer afford to pay for them. We are now thinking of moving back to FL where we can at least find a job. I have been making application to places for jobs but either I don't have the proper security clearance or I never hear back from them. It's just too hard living in this small town and having to drive over an hour to work a job. We just can't do it anymore. I have now called the mortgage company to see if there is some way to add the payments to the mortgage.
Saturday, February 17, 2007
Spring is almost here
Well, so far the year hasn't gone well but I know it will only get better. I did change companies and am now working only for me. BUT the problem is that I was getting leads from my team owners and now I have to make my own leads. It will come though. I got my newsletter printed and copied and will mail it Tuesday! Tomorrow I have an open house so maybe that will get something going. We shall see! My son went to eat dinner with his girl friend tonight and he had a great time. Hubby and I had junk food. The workouts are not going well but hopefully when the weather gets warmer I will be more motivated. It will all come together! See ya soon!
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